If you drove a delivery into someone else's warehouse, plant or distribution center and were hurt there, the company running that site is not your employer. A civil claim against it, its property owner or an equipment maker may exist alongside any workers' compensation through your own employer. Whether one does depends on the facts and your state's law.
Most people facing this are trying to make sense of a day that started as a routine drop-off. You backed into a dock, checked in, waited for the unload, and then a forklift came around a corner, a dock plate shifted under your feet, the trailer rolled, or freight came down off a pallet. Now there are medical appointments, missed loads and a paycheck that may not cover the month. You may also be hearing two different stories: one from your own carrier about workers' compensation, and silence from the site where it actually happened. This page explains why the site's operator stands in a different legal position than your employer, which federal dock and forklift rules are involved, who may be responsible by type, and which records tend to matter.
